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PROJECT AND TRADE FINANCE With today's rapidly growing markets in the import and export industry, project and trade finance is playing a huge role in how countries are doing business with each other. The role of financial institutions is to provide security when business is being done across country borders. Whether you need a Tender Guarantee to bid on a construction project or a Confirmed Letter of Credit to buy goods from China and import them into Nigeria, we can help you with the issuance of all these different types of Letters of Credit and Bank Guarantees. Through honest and reliable business practices to build its good reputation, we have obtained worldwide acceptability with our documentary credits sent out through both SWIFT and Telex. With an international network of more than 10, 000 banking organizations, securities institutions and corporate customers in 212 countries, SWIFT can help businesses create new opportunities and revenue streams all around the world. Documentary Credits Guarantees SWIFT Message Types Commercial Commercial MT700 Confirmed Credit Enhancement MT760 Revolving Standby Letters of Credit (UCP) MT799 Back to Back Bank Guarantees (URDG) MT4xx Series Transferable MT7xx Series Letters of Credit: A Letter of Credit is a payment term mostly used for long-distance and international commercial transactions. We particularly recommend Letters of Credit (LC) in untested business relationships where you want to avoid advance payment, where you want to get credit from the supplier or when you order custom-made equipment. Benefits of using a Letter of Credit: • Secure and quick payment • Starting signal for manufacturing • Cannot be revoked without the consent of all parties • Financing outside own balance sheet • Governed by international rules (International Chamber of Commerce) • Expands your export markets with safer payment terms Export Letters of Credit: An Export Letter of Credit is a commercial letter of credit where the importer’s bank irrevocably commits to payment provided that the exporter complies with the terms and specifications of the letter of credit. The purpose of an export letter of credit is two-fold: first, the export letter of credit virtually eliminates any credit risk assumed by non-payment for the goods sold; and second, it ensures a line of credit to finance business with borrowed money. Benefits of using an Export Letter of Credit: • Improvement in cash flow management • Extended payment terms • Hedges currency exposures • Prevents insurance costs • Reduces your payment risks • Improves your operational efficiency • Gives you greater control over your trade activities Letters of Guarantee (SBLC/BG): A guarantee is a written undertaking by the financial institution that in the event the customer does not meet a certain obligation the financial institution will pay the amount of money to the party in question in the name of the customer. There are two forms used worldwide, namely SBLC (Standby Letter of Guarantee) and BG (Bank Guarantee). Guarantees can be conditional or unconditional. If the guarantee is conditional this means that the party who wants to claim a guarantee must fulfill a few conditions before the guarantor is prepared to pay the corresponding sum to the party entitled to the claim. If the guarantee is a simple receivables guarantee this means that the party entitled to the claim in the document can demand the claim listed in the guarantee by means of a simple request. Benefits of using a Letter of Guarantee: • A letter of guarantee is a reliable security instrument in both international and domestic trade • Cost savings • Positive impact on your company’s cash flow • It provides security for various types of risk: limitation of risk related to your business partner’s potential insolvency or unwillingness to pay; limitation of risk related to breach of contractual obligations Please contact for details at mobile number 9911822890
Working Capital Loans Working capital loan is the loan which is used to finance everyday operations of a company and not for buying any capital asset and not for buying any long term assets or investments. This Loan is given for small businesses currently facing problem, usually commercial banks do not provide working capital support for small projects. Dayal Financial Services will be able to arrange working capital loan for these small businesses, so that they can also start their own self-made projects. In day to day terminology, working capital is what your customers owe you plus any inventory you have built up minus what you owe your suppliers and employees. Any cash which will be available in their bank accounts that also consider as a Working Capital.
The Church of Immaculate Conception, also called the Cathedral, is imposing and beautiful and has a history going back to 1692. The annual fest of the church which falls on December 8, is a grand event marked by masses, festivities and processions.
Located 15 km North of Puducherry town is Auroville, a unique community township that believes in collective responsibility. The spectacular and famous golden Matri Mandir is locate here. Wander here to see some unique projects, bakeries, a cheesery and many such things.
Jaisalmer was once known for its grand havelis, and there are still a few which are open to the public. Must visits are the Patwon ki Haveli, Nathmal Ji ki Haveli, and the Salim ji ki Haveli. You can see an unique blend of Rajputana and Islamic design which makes these architectural marvels
One of the oldest churches in Kodaikanal celebrates the Mother Salette Festival in August every year for nine days. There are special services, processions and a grand feast on the last day.
Ganesh Chaturthi is a major festival here. For ten days during August/September, the elephant headed Lord is the main guest of every house, and prayers are conducted throughout the town. The Dholya Ganpati temple, at Wai, housing a huge Ganesha idol has a grand ten day celebration.
Get mesmerized by the grandeur of the world's 2nd largest wall during your stay at Kumbhalgarh